{"id":135,"date":"2026-01-29T17:01:48","date_gmt":"2026-01-29T17:01:48","guid":{"rendered":"https:\/\/derbymortgageadviser.com\/?page_id=135"},"modified":"2026-01-29T17:21:50","modified_gmt":"2026-01-29T17:21:50","slug":"hello-theme-135","status":"publish","type":"page","link":"https:\/\/derbymortgageadviser.com\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"135\" class=\"elementor elementor-135\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7658747 e-flex e-con-boxed e-con e-parent\" data-id=\"7658747\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf43b2f elementor-widget elementor-widget-html\" data-id=\"cf43b2f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n    header, .site-header, .entry-title, .breadcrumb { display: none !important; }\r\n<\/style>\r\n<!DOCTYPE html>\r\n<html lang=\"en-GB\">\r\n<head>\r\n    <meta charset=\"UTF-8\">\r\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n    <title>Mike Stubbs | Derby Mortgage Adviser | Mortgage 1st<\/title>\r\n    <meta name=\"description\" content=\"Expert mortgage advice in Derby from Mike Stubbs at Mortgage 1st. Specialising in first-time buyers, home movers, remortgaging, and buy-to-let.\">\r\n    \r\n    <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\r\n    <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@300;400;600;700&display=swap\" rel=\"stylesheet\">\r\n    <script src=\"https:\/\/unpkg.com\/lucide@latest\"><\/script>\r\n\r\n    <style>\r\n        body { font-family: 'Inter', sans-serif; scroll-behavior: smooth; }\r\n        .hero-gradient { background: linear-gradient(135deg, #1e3a8a 0%, #1e40af 100%); }\r\n        .card-hover:hover { transform: translateY(-5px); transition: all 0.3s ease; }\r\n        \r\n        .ms-photo-frame {\r\n            width: 100%;\r\n            height: 600px; \r\n            border: 4px solid #ffffff;\r\n            border-radius: 20px;\r\n            box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);\r\n            overflow: hidden;\r\n        }\r\n        .ms-photo-frame img {\r\n            width: 100%;\r\n            height: 100%;\r\n            object-fit: cover;\r\n            object-position: top;\r\n        }\r\n    <\/style>\r\n<\/head>\r\n<body class=\"bg-slate-50 text-slate-900\">\r\n\r\n    <nav class=\"sticky top-0 z-50 bg-white shadow-sm\">\r\n        <div class=\"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8\">\r\n            <div class=\"flex justify-between h-20 items-center\">\r\n                <div class=\"flex-shrink-0 flex items-center\">\r\n                    <span class=\"text-xl font-bold text-blue-900\">Mike Stubbs <span class=\"text-blue-600\">Derby Mortgage Adviser<\/span><\/span>\r\n                <\/div>\r\n                <div class=\"hidden md:flex space-x-8 items-center\">\r\n                    <a href=\"#about\" class=\"text-slate-600 hover:text-blue-900 font-medium transition\">About Mike<\/a>\r\n                    <a href=\"#services\" class=\"text-slate-600 hover:text-blue-900 font-medium transition\">Services<\/a>\r\n                    <a href=\"https:\/\/calendly.com\/michael-stubbs-mortgage1st\/30min\" target=\"_blank\" class=\"bg-blue-600 text-white px-6 py-2 rounded-full font-semibold hover:bg-blue-700 transition shadow-md\">Book Consultation<\/a>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/nav>\r\n\r\n    <section class=\"hero-gradient text-white py-20 lg:py-32\">\r\n        <div class=\"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8 text-center\">\r\n            <h1 class=\"text-4xl md:text-6xl font-extrabold mb-6\">Your trusted guide to the perfect mortgage.<\/h1>\r\n            <p class=\"text-xl md:text-2xl mb-10 text-blue-100 max-w-3xl mx-auto\">\r\n                Expert, independent mortgage advice tailored to your life. Based in Derby, serving clients across the UK.\r\n            <\/p>\r\n            <div class=\"flex flex-col sm:flex-row justify-center items-center gap-6\">\r\n                <a href=\"https:\/\/calendly.com\/michael-stubbs-mortgage1st\/30min\" target=\"_blank\" class=\"bg-white text-blue-900 px-8 py-4 rounded-lg font-bold text-lg hover:bg-blue-50 transition shadow-lg\">\r\n                    Book Your Free Consultation\r\n                <\/a>\r\n                <a href=\"tel:07925164929\" class=\"text-white font-bold text-xl flex items-center gap-2 border-b-2 border-blue-400 hover:text-blue-200 transition\">\r\n                    <i data-lucide=\"phone\"><\/i> 07925 164929\r\n                <\/a>\r\n            <\/div>\r\n        <\/div>\r\n    <\/section>\r\n\r\n    <section id=\"about\" class=\"py-20 bg-white\">\r\n        <div class=\"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8\">\r\n            <div class=\"grid md:grid-cols-2 gap-12 items-center\">\r\n                <div class=\"relative\">\r\n                    <div class=\"ms-photo-frame\">\r\n                        <img decoding=\"async\" src=\"https:\/\/derbymortgageadviser.com\/wp-content\/uploads\/2026\/01\/Mike.png\" alt=\"Mike Stubbs - Mortgage Adviser\">\r\n                    <\/div>\r\n                    <div class=\"absolute -bottom-6 -right-6 bg-blue-600 text-white p-6 rounded-lg hidden md:block shadow-lg\">\r\n                        <p class=\"text-2xl font-bold\">Mike Stubbs<\/p>\r\n                        <p class=\"text-blue-100\">Mortgage Adviser<\/p>\r\n                    <\/div>\r\n                <\/div>\r\n                <div>\r\n                    <h2 class=\"text-3xl font-bold mb-6 text-blue-900\">Personalised Advice You Can Trust<\/h2>\r\n                    <p class=\"text-lg text-slate-600 mb-6 leading-relaxed\">\r\n                        Hello, I'm Mike Stubbs. I specialise in taking the stress and complexity out of the mortgage process. Whether you are stepping onto the property ladder for the first time or looking to remortgage your family home, my goal is to provide clear, straightforward advice.\r\n                    <\/p>\r\n                    <p class=\"text-lg text-slate-600 mb-6 leading-relaxed\">\r\n                        I am committed to finding the right deal for your specific circumstances and ensuring you feel supported from our first conversation until you have the keys in your hand.\r\n                    <\/p>\r\n                    <div class=\"flex items-center gap-4 text-blue-900 font-semibold\">\r\n                        <i data-lucide=\"check-circle-2\" class=\"text-green-500\"><\/i>\r\n                        FCA Regulated Advice via Mortgage 1st\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/section>\r\n\r\n    <section id=\"services\" class=\"py-20 bg-slate-50\">\r\n        <div class=\"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8\">\r\n            <div class=\"text-center mb-16\">\r\n                <h2 class=\"text-3xl font-bold text-blue-900\">My Services<\/h2>\r\n                <p class=\"text-slate-600 mt-4\">Professional mortgage solutions for every stage of your journey.<\/p>\r\n            <\/div>\r\n            <div class=\"grid md:grid-cols-2 lg:grid-cols-4 gap-8\">\r\n                <div class=\"bg-white p-8 rounded-xl shadow-sm card-hover border border-slate-100\">\r\n                    <div class=\"w-12 h-12 bg-blue-100 rounded-lg flex items-center justify-center mb-6\">\r\n                        <i data-lucide=\"home\" class=\"text-blue-600\"><\/i>\r\n                    <\/div>\r\n                    <h3 class=\"text-xl font-bold mb-4\">First-Time Buyers<\/h3>\r\n                    <p class=\"text-slate-600 text-sm\">Navigating your first home purchase can be daunting. I'll guide you through the schemes available and help you secure your first mortgage with confidence.<\/p>\r\n                <\/div>\r\n                <div class=\"bg-white p-8 rounded-xl shadow-sm card-hover border border-slate-100\">\r\n                    <div class=\"w-12 h-12 bg-blue-100 rounded-lg flex items-center justify-center mb-6\">\r\n                        <i data-lucide=\"truck\" class=\"text-blue-600\"><\/i>\r\n                    <\/div>\r\n                    <h3 class=\"text-xl font-bold mb-4\">Home Movers<\/h3>\r\n                    <p class=\"text-slate-600 text-sm\">Moving house is a major milestone. I\u2019ll manage the mortgage transition smoothly, ensuring your new loan fits your updated needs and budget.<\/p>\r\n                <\/div>\r\n                <div class=\"bg-white p-8 rounded-xl shadow-sm card-hover border border-slate-100\">\r\n                    <div class=\"w-12 h-12 bg-blue-100 rounded-lg flex items-center justify-center mb-6\">\r\n                        <i data-lucide=\"refresh-cw\" class=\"text-blue-600\"><\/i>\r\n                    <\/div>\r\n                    <h3 class=\"text-xl font-bold mb-4\">Remortgaging<\/h3>\r\n                    <p class=\"text-slate-600 text-sm\">Don't pay more than you need to. I'll scan the market to find a more competitive rate or help you release equity for home improvements.<\/p>\r\n                <\/div>\r\n                <div class=\"bg-white p-8 rounded-xl shadow-sm card-hover border border-slate-100\">\r\n                    <div class=\"w-12 h-12 bg-blue-100 rounded-lg flex items-center justify-center mb-6\">\r\n                        <i data-lucide=\"building\" class=\"text-blue-600\"><\/i>\r\n                    <\/div>\r\n                    <h3 class=\"text-xl font-bold mb-4\">Buy-to-Let<\/h3>\r\n                    <p class=\"text-slate-600 text-sm\">Expert guidance for landlords. Whether you are starting a portfolio or expanding one, I provide advice on the latest BTL products.<\/p>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/section>\r\n\r\n    <section class=\"py-20 bg-white\">\r\n        <div class=\"max-w-4xl mx-auto px-4 sm:px-6 lg:px-8 text-center\">\r\n            <h2 class=\"text-3xl md:text-4xl font-bold text-blue-900 mb-8\">Ready to Start Your Mortgage Journey?<\/h2>\r\n            <div class=\"flex flex-col sm:flex-row justify-center gap-6\">\r\n                <a href=\"https:\/\/calendly.com\/michael-stubbs-mortgage1st\/30min\" target=\"_blank\" class=\"bg-blue-600 text-white px-8 py-4 rounded-lg font-bold text-lg hover:bg-blue-700 transition flex items-center justify-center gap-2 shadow-lg\">\r\n                    <i data-lucide=\"calendar\"><\/i> Book a Free Consultation\r\n                <\/a>\r\n                <a href=\"mailto:michael.stubbs@mortgage1st.co.uk\" class=\"bg-slate-800 text-white px-8 py-4 rounded-lg font-bold text-lg hover:bg-slate-900 transition flex items-center justify-center gap-2\">\r\n                    <i data-lucide=\"mail\"><\/i> Email Me\r\n                <\/a>\r\n            <\/div>\r\n        <\/div>\r\n    <\/section>\r\n\r\n    <footer class=\"bg-slate-100 text-slate-600 py-16 border-t border-slate-200\">\r\n        <div class=\"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8\">\r\n            <div class=\"grid md:grid-cols-2 gap-12 mb-12\">\r\n                <div>\r\n                    <h4 class=\"text-blue-900 font-bold text-xl mb-4\">Mortgage 1st<\/h4>\r\n                    <p class=\"mb-1 font-semibold text-slate-900 text-lg\">Mike Stubbs - Mortgage Adviser<\/p>\r\n                    <p class=\"mb-1\">Phone: <a href=\"tel:07925164929\" class=\"text-blue-600 hover:underline\">07925 164929<\/a><\/p>\r\n                    <p class=\"mb-1\">Email: <a href=\"mailto:michael.stubbs@mortgage1st.co.uk\" class=\"text-blue-600 hover:underline\">michael.stubbs@mortgage1st.co.uk<\/a><\/p>\r\n                    <p class=\"mb-4\">Website: <a href=\"https:\/\/derbymortgageadviser.co.uk\" class=\"text-blue-600 hover:underline\">derbymortgageadviser.co.uk<\/a><\/p>\r\n                <\/div>\r\n                <div class=\"text-sm space-y-4\">\r\n                    <p class=\"font-bold text-red-600 uppercase tracking-wide text-xs\">Important Safety Warning:<\/p>\r\n                    <p class=\"font-bold text-slate-900 text-base leading-tight\">Your home may be repossessed if you do not keep up repayments on your mortgage.<\/p>\r\n                    <p class=\"text-slate-700 italic\">A fee may be charged for mortgage advice. The exact amount will depend on your circumstances but we estimate it will be \u00a3495.<\/p>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"pt-8 border-t border-slate-200 text-xs leading-relaxed space-y-4\">\r\n                <p><strong>Mortgage 1st<\/strong> is an Appointed Representative of Stonebridge Group, which is authorised and regulated by the Financial Conduct Authority.<\/p>\r\n                <p>Mortgage 1st's Financial Conduct Authority reference number is <strong>484231<\/strong>. Stonebridge Group's Financial Conduct Authority reference number is <strong>454811<\/strong>.<\/p>\r\n                <div class=\"flex flex-wrap gap-4 pt-4 border-t border-slate-200\">\r\n                    <a href=\"#\" class=\"underline hover:text-blue-900\">Privacy Policy<\/a>\r\n                    <span>&copy; 2026 Mortgage 1st. All rights reserved.<\/span>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/footer>\r\n\r\n    <script>\r\n      lucide.createIcons();\r\n    <\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mike Stubbs | Derby Mortgage Adviser | Mortgage 1st Mike Stubbs Derby Mortgage Adviser About Mike Services Book Consultation Your trusted guide to the perfect mortgage. Expert, independent mortgage advice tailored to your life. Based in Derby, serving clients across the UK. Book Your Free Consultation 07925 164929 Mike Stubbs Mortgage Adviser Personalised Advice You [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-135","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=\/wp\/v2\/pages\/135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=135"}],"version-history":[{"count":14,"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=\/wp\/v2\/pages\/135\/revisions"}],"predecessor-version":[{"id":159,"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=\/wp\/v2\/pages\/135\/revisions\/159"}],"wp:attachment":[{"href":"https:\/\/derbymortgageadviser.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}